What is 3D Secure Protocol in Web Security?

E-commerce represents a web-based Internet economy that has risen from zero, to over a trillion dollars worldwide, in just seventeen years. However, the security challenges faced by the world’s largest open (and effectively anonymous) network, have meant that the growth of the Internet – and e-commerce – has been met with an equally rapid growth in the activities of those intent on using the Internet as a vehicle for malicious and criminal activities online. 3D Secure is a security protocol that is designed to provide an additional layer of security for online credit card and debit card transactions. It allows shoppers to create and assign a password to their card that is then verified whenever a transaction is processed through a site that supports the use of the scheme. The addition of password protection allows extra security on transactions that are processed online. Basic Overview of 3D Secure Protocol 3D Secure (3-domain secure), also known as Payer Authentication is a security protocol to prevent fraud in transactions with credit and debit cards online. Currently, this service is provided by Visa and MasterCard under the name Verified by Visa and MasterCard SecureCode, respectively. Payer Authentication is a three-part process. The parties involved…

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